<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[SMB Commercial Lending]]></title><description><![CDATA[Business loans made simple.  Banks say no. We say yes. Equipment  working capital (to $50M), business acquisition and commercial real  estate.]]></description><link>https://www.smbclending.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Fri, 10 Apr 2026 23:01:13 GMT</lastBuildDate><atom:link href="https://www.smbclending.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Why TRAC Leases are Making a Comeback in 2024: A Smart Solution for Trucking Companies Facing Rising Costs and Economic Uncertainty]]></title><description><![CDATA[In 2024, trucking companies are revisiting TRAC leases, with interest levels reminiscent of 2009. Here's why: Flexibility: TRAC leases...]]></description><link>https://www.smbclending.com/post/why-trac-leases-are-making-a-comeback-in-2024-a-smart-solution-for-trucking-companies-facing-rising</link><guid isPermaLink="false">6720cf21c21d4c250c2b4bdc</guid><pubDate>Tue, 29 Oct 2024 12:05:19 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_0407105610bf4eb99a815ffa806adc64~mv2.png/v1/fit/w_1000,h_396,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[Current Employee Churn Rates Costing Business Big Bucks]]></title><description><![CDATA[Being in the commercial lending space, I speak with business owners daily, generally the company CEO. In most conversations, the topic of...]]></description><link>https://www.smbclending.com/post/current-employee-churn-rates-costing-business-big-bucks</link><guid isPermaLink="false">66a1624f1c31525169d90bb6</guid><pubDate>Wed, 24 Jul 2024 20:27:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_3876994cb3e7477ea8b0d64795fd53ad~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[Business Acquisition Opportunities NOT requiring an Equity Injection]]></title><description><![CDATA[2023 Update: SBA Loans for Business Expansion In a bid to stimulate business growth, the #SmallBusinessAdministration (SBA) has...]]></description><link>https://www.smbclending.com/post/business-acquisition-opportunities-not-requiring-an-equity-injection</link><guid isPermaLink="false">652e7d5cce853e8613102820</guid><pubDate>Tue, 17 Oct 2023 12:28:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_4b0fa0b99907456abeab9f142136c724~mv2.png/v1/fit/w_257,h_196,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[Tough Sledding for Small Business Owners Seeking Financing in 2022]]></title><description><![CDATA[In 2022, for small business owners seeking commercial loans there was little to no growth in lending approval percentages. Alternative...]]></description><link>https://www.smbclending.com/post/tough-sledding-for-small-business-owners-seeking-financing-in-2022</link><guid isPermaLink="false">63dadef56ad7aa4354f8057f</guid><pubDate>Wed, 01 Feb 2023 21:52:55 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b329c0_6fd57bbc2caa4a42b766209e8cbbba40~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Matt Silvano</dc:creator></item><item><title><![CDATA[Is it possible to have two SBA loans?]]></title><description><![CDATA[The answer is yes. If you qualify, you may be able to take out multiple SBA loans to consolidate debt or boost working capital. SBA loans...]]></description><link>https://www.smbclending.com/post/is-it-possible-to-have-two-sba-loans</link><guid isPermaLink="false">636cb7581717360166d8703d</guid><pubDate>Thu, 10 Nov 2022 08:35:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b329c0_d7332cf643ad4fad9ac23eb89473bb46~mv2.png/v1/fit/w_1000,h_501,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Matt Silvano</dc:creator></item><item><title><![CDATA[ERC Eligibility]]></title><description><![CDATA[CEO/CFO/PRESIDENT/FOUNDER/BUSINESS OWNER: if you have not yet checked your company’s ERC eligibility, or have been advised you do not...]]></description><link>https://www.smbclending.com/post/erc-eligibility</link><guid isPermaLink="false">634976f96adc2edf53540268</guid><pubDate>Fri, 14 Oct 2022 14:50:30 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b329c0_a8eff987054747888f25ce2d63f0e41c~mv2.jpg/v1/fit/w_541,h_532,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Matt Silvano</dc:creator></item><item><title><![CDATA[SBA Announces $215 Million of Investment Dedicated to Small Business Export Growth Over 10 years]]></title><description><![CDATA[The U.S. Small Business Administration (SBA) recently awarded grants resulting in funding for 52 state and territory international trade...]]></description><link>https://www.smbclending.com/post/sba-announces-215-million-of-investment-dedicated-to-small-business-export-growth-over-10-years</link><guid isPermaLink="false">6320d30c1db580abbe8e6022</guid><pubDate>Tue, 13 Sep 2022 19:00:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b329c0_f8ca4f86e5914f45b5e1823e83e044b1~mv2.png/v1/fit/w_259,h_195,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Matt Silvano</dc:creator></item><item><title><![CDATA[Inflation is hitting small businesses hardest in these cities and states]]></title><description><![CDATA[The U.S. Census has been deploying weekly surveys to small businesses across the country since 2020. The Small Business Pulse Survey...]]></description><link>https://www.smbclending.com/post/inflation-is-hitting-small-businesses-hardest-in-these-cities-and-states</link><guid isPermaLink="false">62c89123726b1305933e0e91</guid><pubDate>Tue, 12 Jul 2022 13:55:27 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b329c0_09374c2e4c094804b672cd1d1fa79b7c~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Matt Silvano</dc:creator></item><item><title><![CDATA[Is your business ERC Eligible? Important.]]></title><description><![CDATA[Has your company checked eligibility and applied for the Employee Retention Credit? Quick Facts: If companies received PPP they still...]]></description><link>https://www.smbclending.com/post/is-your-business-erc-eligible-important</link><guid isPermaLink="false">629cdc6e0d0649086ab9da7d</guid><pubDate>Sun, 05 Jun 2022 16:41:36 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_c0d80f630c264f74af8f0b2ea3f6cfe6~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[SBA proposes changes to expand small business eligibility for Federal Contracting and Loan Programs]]></title><description><![CDATA[The proposed changes seek to modify the eligibility rules for small businesses in nine industry sectors. The U.S. Small Business...]]></description><link>https://www.smbclending.com/post/sba-proposes-changes-to-expand-small-business-eligibility-for-federal-contracting-and-loan-programs</link><guid isPermaLink="false">62711874c6982b23f8dfc30a</guid><pubDate>Tue, 03 May 2022 12:12:36 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_fa2d56794b734b8fa90cbcc593921961~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[What is the Employee Retention Credit (ERC)?]]></title><description><![CDATA[Get up to $26,000 per employee with the new ERC tax credit! Time is running out and If your business has been affected by the pandemic...]]></description><link>https://www.smbclending.com/post/what-is-the-employee-retention-credit-erc</link><guid isPermaLink="false">623c899df9a981c818ed338f</guid><pubDate>Thu, 24 Mar 2022 15:18:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_ed1a0119c10049f3b75f3492d0efddc2~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[Small Business Loan Approval Rates Continue to Climb - But Still Far Below Pre-COVID Approval Levels]]></title><description><![CDATA[Loan approval rates from all types of lenders continue to rise in very small increments, according to the Biz2Credit Small Business...]]></description><link>https://www.smbclending.com/post/small-business-loan-approval-rates-continue-to-climb-but-still-far-below-pre-covid-approval-levels</link><guid isPermaLink="false">620e496529a62181b41268fd</guid><pubDate>Thu, 17 Feb 2022 13:12:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_53e739b82eb44ef69c518439192a53ee~mv2.png/v1/fit/w_719,h_576,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[The Employee Retention Credit]]></title><description><![CDATA[Have you looked to see if your business is eligible for the Employee Retention Credit (ERC)?  The Employee Retention Credit was...]]></description><link>https://www.smbclending.com/post/the-employee-retention-credit</link><guid isPermaLink="false">61e196e1b0baa50016b58386</guid><pubDate>Fri, 14 Jan 2022 15:30:41 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_cbc5df5c1d6142c9b761df0a5f356d57~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[U.S. SBA Supporting Small Businesses Survive COVID-19 ]]></title><description><![CDATA[The SBA delivered a record number of its traditional loans to our nation’s small businesses while also scaling up to meet the immense...]]></description><link>https://www.smbclending.com/post/u-s-sba-supporting-small-businesses-survive-covid-19</link><guid isPermaLink="false">61a7a2c4c701090016cc00db</guid><pubDate>Wed, 01 Dec 2021 16:30:22 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_cae0b2a061a8466aa03d006a08542e5a~mv2.png/v1/fit/w_900,h_600,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[SBA Celebrates National Hispanic Heritage Month with Virtual Event Featuring Administrator Guzman]]></title><description><![CDATA[A special fireside chat with Administrator Guzman and other SBA leadership will kick off the two-part event, followed by a virtual panel...]]></description><link>https://www.smbclending.com/post/sba-celebrates-national-hispanic-heritage-month-with-virtual-event-featuring-administrator-guzman</link><guid isPermaLink="false">6166d7778275480017e091d6</guid><pubDate>Wed, 13 Oct 2021 13:00:29 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_b7be882e9e5340c78bc89b4015c68546~mv2.jpg/v1/fit/w_900,h_601,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[Small Business Loans FUNDED in 24 Hours for Canadian Business Owners]]></title><description><![CDATA[$25,000 to $500,000 Flex Financing Fixed Financing Line of Credit Easy Eligibility: 6 Months in Business Min Revenue of $10k monthly...]]></description><link>https://www.smbclending.com/post/small-business-loans-funded-in-24-hours-for-canadian-business-owners</link><guid isPermaLink="false">615fccabbabce100177cd0c8</guid><pubDate>Fri, 08 Oct 2021 04:49:54 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_bba008040fe44ed1847bbb4c0122ccbc~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[Small Business Loan Approvals Up at Banksand Non-Bank Lenders]]></title><description><![CDATA[The Biz2Credit Small Business Lending Index for August reveals banks and non-bank lenders approved more loans in August. This includes...]]></description><link>https://www.smbclending.com/post/small-business-loan-approvals-up-at-banksand-non-bank-lenders</link><guid isPermaLink="false">6149f3db25506b001695a81a</guid><pubDate>Tue, 21 Sep 2021 15:02:46 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_1e56b79cb3a74ecba2fdd7e4962afa14~mv2.png/v1/fit/w_750,h_500,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[Protect your Business from Hackers - US CISA top 3 mistakes to avoid.]]></title><description><![CDATA[CISA warns of risky behaviours that leave networks exposed to cyberattacks - and should be addressed immediately if employed. Read the ...]]></description><link>https://www.smbclending.com/post/protect-your-business-from-hackers-us-cisa-top-3-mistakes-to-avoid</link><guid isPermaLink="false">613983b501b65d0016be4db6</guid><pubDate>Thu, 09 Sep 2021 03:51:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_3001c87a7dd0487089e81cc131dfc70a~mv2.png/v1/fit/w_1000,h_560,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[Non-bank Lenders Lead the Way Providing Capital for Small Business]]></title><description><![CDATA[Now that the PPP is over, small business owners still face challenges, including rising costs of fuel and wages, along with a tight labor...]]></description><link>https://www.smbclending.com/post/non-bank-lenders-lead-the-way-providing-capital-for-small-business</link><guid isPermaLink="false">612e2e8f997bb70017dfa5e4</guid><pubDate>Tue, 31 Aug 2021 13:30:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_c59cc0a4717d4153af6fc4cf563c89ad~mv2.png/v1/fit/w_1000,h_667,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item><item><title><![CDATA[SBA Accepts More Than 340K Submissions ]]></title><description><![CDATA[In Less Than Two Weeks, Paycheck Protection Program Direct Borrower Forgiveness Portal Surpasses Expectations, Accepts More Than 340K...]]></description><link>https://www.smbclending.com/post/sba-accepts-more-than-340k-submissions</link><guid isPermaLink="false">612876ca9263670016123cb8</guid><pubDate>Fri, 27 Aug 2021 05:25:20 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/539310_d56ccb7445c04ec89937601439c5ed25~mv2.png/v1/fit/w_960,h_388,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>cculver764</dc:creator></item></channel></rss>